Canadian Disability Insurance

Help protect yourself and your family

Your ability to earn an income is your most valuable asset. Could you meet your daily financial needs if you were unable to work? How would your family cope? Use our *disability needs calculator to see how much money you may need to meet your expenses if you’re disabled and cannot work.

Our brokers are able to offer a variety of personal disability insurance plans designed to provide an income if you become disabled. Through a variety of optional benefit riders, we can tailor each plan to meet the needs of employees, business owners, professionals and individuals whose occupations or work situations make it challenging to obtain coverage.

Help protect your business

Could your business survive if you were disabled, or would you be forced to sell your business or take other measures to meet your financial obligations? Our overhead expense plans help cover business expenses (such as utilities, rent, salaries and property taxes) while you are disabled. Use our *business expense calculator to help determine your business expenses.